Synthetic identity theft is a type of fraud where the perpetrator combines real (often stolen) and fake information to create a new identity. This can include combining a real social security number with a fictitious name, or other variations that result in an identity that is not entirely real but has elements that can pass through verification processes. In the scenario described, Adam is creating a new identity using information from different victims, which is characteristic of synthetic identity theft. This type of fraud is particularly challenging to detect and counter because it does not directly impersonate a single real individual but creates a plausible new identity that can be used to open accounts, obtain credit, and conduct transactions that can be financially beneficial to the attacker.