PRMIA Operational Risk Manager (ORM) Exam 8010 Question # 40 Topic 5 Discussion

PRMIA Operational Risk Manager (ORM) Exam 8010 Question # 40 Topic 5 Discussion

8010 Exam Topic 5 Question 40 Discussion:
Question #: 40
Topic #: 5

Which of the following statements are true:

I. A transition matrix is the probability of a security migrating from one rating class to another during its lifetime.

II. Marginal default probabilities refer to probabilities of default in a particular period, given survival atthe beginning of that period.

III. Marginal default probabilities will always be greater than the corresponding cumulative default probability.

IV. Loss given default is generally greater when recovery rates are low.


A.

I and III


B.

I, III and IV


C.

II andIV


D.

I and IV


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