The answer is C. Human factor plays a significant role in most industrial fire and explosion losses.According to a study by Allianz Global Corporate & Specialty (AGCS), human error is the cause of 80% of all industrial accidents, including fires and explosions1. Human error can include mistakes, negligence, violations, or sabotage. Some examples of human errors that can lead to fires and explosions are:

Improper handling or storage of flammable or combustible materials

Failure to follow safety procedures or regulations

Lack of training or supervision

Poor maintenance or inspection of equipment or machinery

Ignoring or disabling alarms or warning systems

Smoking or using open flames near hazardous areas

Intentional or accidental ignition of explosives or incendiaries

To prevent or reduce the impact of human errors, industrial facilities should implement effective risk management strategies, such as:

Providing regular and adequate training and education for workers and managers

Establishing and enforcing clear and consistent safety policies and rules

Conducting thorough and frequent audits and inspections

Installing and maintaining reliable fire protection systems and equipment

Developing and practicing emergency response and evacuation plans

Encouraging a positive safety culture and communication among all stakeholders