Isaca ISACA Advanced in AI Audit (AAIA) AAIA Question # 13 Topic 2 Discussion
AAIA Exam Topic 2 Question 13 Discussion:
Question #: 13
Topic #: 2
An insurance company uses an AI model to set premium rates. To align with AI-related policies on fairness, which of the following is the FIRST course of action?
A.
Training alternate AI models and comparing biases with the primary model
B.
Reviewing AI model training data to identify potential biases
C.
Modifying the AI model’s training dataset to address potential biases
D.
Allowing customers to contest premium rates provided by the AI model
AAIA guidance states thatfairness evaluations begin with the training data, because bias is most commonly introduced through data selection, sampling imbalances, labeling inconsistencies, or historical discrimination embedded in source data.
Thus, thefirstcourse of action is to review training data (option B) to identify:
Skewed demographic distributions
Missing or underrepresented populations
Inappropriate use of sensitive attributes
Incorrect labels or improperly encoded variables
Historical decisions that may propagate discrimination
Only after identifying the existence and nature of bias can an organization move on to remediation steps such as retraining (C) or comparing alternate model behavior (A).
Allowing customers to contest premiums (D) is a post-decision remedy, not a fairness evaluation step.
AAIA emphasizes addressing bias at theroot—the training data—before adjusting the model or outputs.
[References:, AAIA Domain 5: Fairness, Bias Identification, Ethical AI Principles, AAIA Domain 2: Data Governance and Input Evaluations, ]
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