Pass the AHIP AHIP Certification AHM-250 Questions and answers with CertsForce

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Viewing questions 11-20 out of questions
Questions # 11:

One way in which health plans differ from traditional indemnity plans is that health plans typically

Options:

A.

provide less extensive benefits than those provided under traditional indemnity plans


B.

place a greater emphasis on preventive care than do traditional indemnity plans


C.

require members to pay a percentage of the cost of medical services rendered after a claim is filed, rather than a fixed copayment at the time of service as required by indemnity plans


D.

contain cost-sharing requirements that result in more out-of-pocket spending by members than do the cost-sharing requirements in traditional indemnity plans


Expert Solution
Questions # 12:

Paul Gilbert has been covered by a group health plan for two years. He has been undergoing treatment for angina for the past three months. Last week, Mr. Gilbert began a new job and immediately enrolled in his new company's group health plan, which has a

Options:

A.

Can exclude coverage for treatment of Mr. Gilbert's angina for one year, because HIPAA does not impact a group health plan's pre-existing condition provision.


B.

Can exclude coverage for treatment of Mr. Gilbert's angina for one year, because Mr. Gilbert did not have at least 36 months of creditable coverage under his previous health plan.


C.

Can exclude coverage for treatment of Mr. Gilbert's angina for three months, because that is the length of time he received treatment for this medical condition prior to his enrollment in the new health plan.


D.

Cannot exclude his angina as a pre-existing condition, because the one-year pre-existing condition provision is offset by at least one year of continuous coverage under his previous health plan.


Expert Solution
Questions # 13:

The Cleopatra Group, a third-party administrator (TPA), has entered into a TPA agreement with the Alexander MCO with regard to the administration of a particular health plan. This agreement complies with all of the provisions of the NAIC TPA Model Law. On

Options:

A.

hold all funds it receives on behalf of Alexander in trust


B.

assume full responsibility for determining the claim payment procedures for the plan


C.

assume full responsibility for ensuring that the health plan is administered properly


D.

obtain from the federal government a certificate of authority designating the Cleopatra Group as a TPA


Expert Solution
Questions # 14:

The Courtland PPO maintains computerized records that include clinical, demographic, and administrative data about individual plan members. The data in these records is available to plan providers, ancillary service departments, pharmacies, and others inv

Options:

A.

a data warehouse


B.

a decision support system


C.

an outsourcing system


D.

an electronic medical record (EMR) system


Expert Solution
Questions # 15:

Patrick Flaherty's employer has contracted to receive healthcare for its employees from the Abundant Healthcare System. Mr. Flaherty visits his primary care physician (PCP), who sends him to have some blood tests. The PCP then refers Mr. Flaherty to a special

Options:

A.

an integrated delivery system (IDS)


B.

a Management Services Organization (MSO)


C.

a Physician Practice Management (PPM) company


D.

a physician-hospital organization (PHO)


Expert Solution
Questions # 16:

In the United States, the Department of Defense offers ongoing healthcare coverage to military personnel and their families through the TRICARE health plan. One true statement about TRICARE is that:

Options:

A.

Active duty military personnel are automatically considered enrolled in TRICARE Prime


B.

TRICARE covers inpatient and outpatient services, physician and hospital charges, and medical supplies, but not mental health services.


C.

TRICARE enrollees are not entitled to appeal authorization or coverage decisions


D.

Hospitals participating in the TRICARE program are exempt from JCAHO accreditation and Medicare certification.


Expert Solution
Questions # 17:

The following programs are part of the Alcove Health Plan's utilization management (UM) program:

    Preventive care initiatives

    A telephone triage program

    A shared decision-making program

    A self-care program

With regard to the UM programs, it is most

Options:

A.

Preventive care initiatives include immunization programs but not health promotion programs.


B.

Telephone triage program is staffed by physicians only.


C.

Shared decision-making program is appropriate for virtually any medical condition.


D.

Self-care program is intended to complement physicians' services, rather than to supersede or eliminate these services.


Expert Solution
Questions # 18:

In the paragraph below, two statements each contain a pair of terms enclosed in parentheses. Determine which term correctly completes each statement. Then select the answer choice containing the two terms that you have chosen. For providers, (operational /

Options:

A.

operational / an acquisition


B.

operational / a consolidation


C.

structural / an acquisition


D.

structural / a consolidation


Expert Solution
Questions # 19:

The existing committees at the Majestic Health Plan, a health plan that is subject to the requirements of HIPAA, include the Executive Committee and the Corporate Compliance Committee. The Executive Committee serves as a long-term advisory body on issues

Options:

A.

Both 1 and 2


B.

1 only


C.

2 only


D.

Neither 1 nor 2


Expert Solution
Questions # 20:

One non-group market segment to which health plans market health plan products is the senior market, which is comprised mostly of persons over age 65 who are eligible for Medicare benefits. One factor that affects a health plan's efforts to market to the

Options:

A.

The Centers for Medicare and Medicaid Services (CMS) must approve all marketing materials used by health plans to market health plan products to the Medicare population


B.

managed Medicare plans typically require Medicare beneficiaries to purchase Medigap insurance to supplement gaps in coverage


C.

managed Medicare plans can refuse to cover persons with certain health problems


D.

the CMS prohibits health plans from using telemarketing to market health plan products to the Medicare population


Expert Solution
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