An individual insurance application typically requires signatures from theapplicant(the person applying for the policy), theinsured(if different from the applicant, e.g., a parent applying for a child), and theproducer(to certify the information provided). Theinsurerdoes not sign the application, as their acceptance is indicated by issuing the policy, per Oklahoma’s insurance application processes (Title 36 O.S. § 1435.2).
Option A: Incorrect. The applicant’s signature is required to confirm the application details.
Option B: Incorrect. The insured’s signature is required if they are not the applicant.
Option C: Incorrect. The producer’s signature is required to verify the application process.
Option D: Correct. The insurer’s signature is not required on the application.
This question falls under the Prometric content outline section on “Underwriting,” which covers application requirements.
[:, Prometric Oklahoma Life, Accident, and Health or Sickness Producer Exam Content Outline (Section: General Knowledge – Underwriting)., Oklahoma Insurance Department, Title 36 O.S. § 1435.2 (producer responsibilities)., Standard insurance study guides (e.g., Kaplan, ExamFX) for Oklahoma producer licensing., ]
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