Comprehensive and Detailed Step by Step Explanation:

Thefree-look periodis a consumer protection feature allowing policyholders to cancel a policy within a specified period for a full refund.

10 days (A):Maryland requires a minimum free-look period of 10 days for most individual life insurance policies. This provides enough time for policy review.

31 days (B), 45 days (C), and 60 days (D):These periods exceed Maryland's legal minimum and are typically not required unless specified by the insurer.