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IFSE Institute Life License Qualification Program (LLQP) LLQP Question # 23 Topic 3 Discussion

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IFSE Institute Life License Qualification Program (LLQP) LLQP Question # 23 Topic 3 Discussion

LLQP Exam Topic 3 Question 23 Discussion:
Question #: 23
Topic #: 3

Spouses Larry and Madge both work at the same pay grade for the federal government. Each of their group benefits packages includes family health and dental coverage, disability insurance with a $3,000 a month benefit, and $150,000 of life insurance with spouse as beneficiary.

If Larry were to die while still employed, how will his group benefits be treated?
A.

The health and dental coverage and disability insurance would stop and Madge can claim $150,000 from Larry's life insurance.

B.

The health and dental coverage would stop, the disability insurance would roll over to Madge, and Madge can claim $150,000 from Larry's life insurance.

C.

The health and dental coverage and disability insurance would roll over to Madge and Madge can claim $150,000 from Larry's life insurance.

D.

The health and dental coverage, disability insurance, and Larry’s life insurance would all roll over to Madge.

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Actual exam question for IFSE Institute LLQP exam by Talon9176 at Feb 2, 2026, 11:37:38 PM

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