Pass the AHIP AHIP Certification AHM-530 Questions and answers with CertsForce

Viewing page 4 out of 6 pages
Viewing questions 31-40 out of questions
Questions # 31:

Grant Pelham is covered by both a workers’ compensation program and a group health plan provided by his employer. The Shipwright Health Plan administers both programs. Mr. Grant was injured while on the job and applied for benefits.

Mr. Pelham’s group health insurance plan and workers’ compensation both provide benefits to cover expenses incurred as a result of illness or injury. However, unlike traditional group insurance coverage, workers’ compensation

Options:

A.

Provides reimbursement for lost wages


B.

Requires employees who suffer a work-related illness or injury to obtain care from specified network providers


C.

Covers all injuries and illnesses, regardless of their cause


D.

Requires employees to share the cost of treatment through deductible, coinsurance, and benefit limits


Expert Solution
Questions # 32:

The Azure Health Plan strives to ensure for its plan members the best possible level of care from its providers. In order to maintain such high standards, Azure uses a variety of quantitative and qualitative (behavioral) measures to determine the effectiveness of its providers. Azure then compares the clinical and operational practices of its providers with those of other providers outside the network, with the goal of identifying and implementing the practices that lead to the best outcomes.

Qualitative measures that Azure could use to assess provider performance include an evaluation of how

Options:

A.

Quickly the provider responds to plan members’ inquiries


B.

Effectively the provider communicates with plan members


C.

Often the provider refers plan members for ancillary services


D.

Many plan members visit the provider per month


Expert Solution
Questions # 33:

One true statement about the Employee Retirement Income Security Act of 1974 (ERISA) is that:

Options:

A.

ERISA applies to all issuers of health insurance products, such as HMOs


B.

pension plans and employee welfare plans are exempt from any regulation under ERISA


C.

ERISA requires self-funded plans to comply with all state mandates affecting health insurance companies and health plans


D.

the terms of ERISA generally take precedence over any state laws that regulate employee welfare benefit plans


Expert Solution
Questions # 34:

The Walnut Health Plan provides a number of specialty services for its members. Walnut offers coverage of alternative healthcare, including coverage of treatment methods such as homeopathy and naturopathy. Walnut also offers home healthcare services, and it contracts with home healthcare providers on a non-risk basis to the health plan. The following statements are about the specialty services offered by Walnut. Select the answer choice containing the correct statement:

Options:

A.

Homeopathy treats diseases by using small doses of substances which, in healthy people, are capable of producing symptoms like those of the disease being treated.


B.

Naturopathy is an approach to healthcare that uses electronic monitoring devices to teach a patient to develop conscious control of involuntary bodily functions, such as heart rate.


C.

Under a non-risk contract, Walnut most likely transfers the responsibility for arranging home healthcare to the home healthcare provider organizations.


D.

Federal law allows Walnut to contract with a home healthcare provider organization only if the provider organization has received accreditation by the Utilization Review Accreditation Commission (URAC).


Expert Solution
Questions # 35:

Although ambulatory payment classifications (APCs) bear some resemblance to diagnosis-related groups (DRGs), there are significant differences between APCs and DRGs. One of these differences is that APCs:

Options:

A.

typically allow for the assignment of multiple classifications for an outpatient visit


B.

always apply to a patient's entire hospital stay


C.

typically serve as a payment system for inpatient services


D.

typically include reimbursements for professional fees


Expert Solution
Questions # 36:

The employees of the Trilogy Company are covered by a typical workers' compensation program. Under this coverage, Trilogy employees are bound by the exclusive remedy doctrine, which most likely:

Options:

A.

Allows Trilogy to deny benefits for an employee's on-the-job injury or illness, but only if Trilogy is not at fault for the injury or illness.


B.

Allows Trilogy to place limits on the amount of coverage payable for a given claim under the workers' compensation program.


C.

Requires the employees to accept workers' compensation as their only compensation in cases of work-related injury or illness.


D.

Provides the employees with 24-hour coverage.


Expert Solution
Questions # 37:

The Medicaid program subsidizes indigent care through payments to disproportionate share hospitals (DSHs). The Preamble Hospital is a DSH. As a DSH, Preamble most likely:

Options:

A.

Receives financial assistance from the federal government but not a state government.


B.

Is at a higher risk of operating at a loss than are most other hospitals.


C.

Receives no payments directly from Medicaid for services rendered but rather receives a portion of the capitation payment that Medicaid makes to the health plans with which Preamble contracts.


D.

Is eligible for capitation rates that are significantly higher than the FFS average for all covered Medicaid services.


Expert Solution
Questions # 38:

The Elizabethan Health Plan uses a direct referral program, which means that

Options:

A.

PCPs in Elizabethan’s network can make most referrals without obtaining prior authorization from Elizabethan


B.

PCPs in Elizabethan’s network must always refer plan members to other specialists within the network


C.

Elizabethan’s plan members can bypass the PCP and obtain medical services from a specialist without a referral


D.

Elizabethan’s plan members must obtain referrals directly from Elizabethan


Expert Solution
Questions # 39:

The following statement(s) can correctly be made about the Balanced Budget Act (BBA) of 1997:

Options:

A.

The BBA requires Medicare+Choice organizations to be licensed as non-risk-bearing entities under federal law.


B.

The Centers for Medicaid and Medicare Services (CMS) is responsible for implementing the BBA.


C.

Both A and B


D.

A only


E.

B only


F.

Neither A nor B


Expert Solution
Questions # 40:

Dr. Sylvia Cimer and Dr. Andrew Donne are obstetrician/gynecologists who participate in the same provider network. Dr. Comer treats a large number of high-risk patients, whereas Dr. Donne’s patients are generally healthy and rarely present complications. As a result, Dr. Comer typically uses medical resources at a much higher rate than does Dr. Donne. In order to equitably compare Dr. Comer’s performance with Dr. Donne’s performance, the health plan modified its evaluation to account for differences in the providers’ patient populations and treatment protocols. The health plan modified Dr. Comer’s and Dr. Donne’s performance data by means of

Options:

A.

Acase mix/severity adjustment


B.

An external performance standard


C.

Structural measures


D.

Behavior modification


Expert Solution
Viewing page 4 out of 6 pages
Viewing questions 31-40 out of questions