ISTQBCertified Tester AI Testing Exam CT-AI Question # 19 Topic 1 Discussion

ISTQBCertified Tester AI Testing Exam CT-AI Question # 19 Topic 1 Discussion

CT-AI Exam Topic 1 Question 19 Discussion:
Question #: 19
Topic #: 1

A bank wants to use an algorithm to determine which applicants should be given a loan. The bank hires a data scientist to construct a logistic regression model to predict whether the applicant will repay the loan or not. The bank has enough data on past customers to randomly split the data into a training dataset and a test/validation dataset. A logistic regression model is constructed on the training dataset using the following independent variables:

    Gender

    Marital status

    Number of dependents

    Education

    Income

    Loan amount

    Loan term

    Credit score

The model reveals that those with higher credit scores and larger total incomes are more likely to repay their loans. The data scientist has suggested that there might be bias present in the model based on previous models created for other banks.

Given this information, what is the best test approach to check for potential bias in the model?


A.

Experience-based testing should be used to confirm that the training data set is operationally relevant. This can include applying exploratory data analysis (EDA) to check for bias within the training data set.


B.

Back-to-back testing should be used to compare the model created using the training data set to another model created using the test data set. If the two models significantly differ, it will indicate there is bias in the original model.


C.

Acceptance testing should be used to make sure the algorithm is suitable for the customer. The team can re-work the acceptance criteria such that the algorithm is sure to correctly predict the remaining applicants that have been set aside for the validation dataset ensuring no bias is present.


D.

A/B testing should be used to verify that the test data set does not detect any bias that might have been introduced by the original training data. If the two models significantly differ, it will indicate there is bias in the original model.


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