The average time between user transfers and access updates is a trend that would cause the greatest concern regarding the effectiveness of an organization’s user access control processes, as it indicates thedelay or inefficiency in updating the user access rights and privileges according to the user’s current role and responsibilities. This can result in unauthorized or excessive access to the organization’s information assets, and increase the risk of data leakage, fraud, or misuse. The user access control processes should ensure that the user access rights and privileges are reviewed and modified regularly, and especially when the user’s role or status changes, such as transfer, promotion, demotion, or termination. References = ISACA Certified in Risk and Information Systems Control (CRISC) Certification Exam Question and Answers, Question241. CRISC: Certified in Risk & Information Systems Control Sample Questions, Question 241. CRISC Sample Questions 2024, Question 241.