IBC Section 722.7 establishes the governing calculation principle for protected mass timber. The required fire resistance consists of the inherent fire resistance of the unprotected mass timber element plus the protection time contributed by the noncombustible protection . Therefore, option D is correct.

This approach recognizes two sequential protective mechanisms. First, the noncombustible covering delays heating and charring of the timber. After the credited protection period, the remaining mass timber cross section provides structural fire resistance through predictable charring behavior and residual section capacity. Section 722.7.1 further requires the contribution of the covering material to comply with the prescribed protection times or to be established under Section 703.6.

Option A ignores the contribution of the protective membrane. Option B ignores the inherent structural fire resistance of the timber. Option C incorrectly substitutes a finish rating for the code-recognized protection contribution. A finish rating is a separate temperature-based performance concept and is not automatically additive as the protection time used by Section 722.7.

References/Topics: 2021 IBC Sections 602.4, 703.6, 722.7 and 722.7.1; calculation of protected mass timber fire resistance.

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