The fire resistance of a protected mass timber element is determined by adding the inherent fire resistance of the mass timber to the protection time contributed by the approved noncombustible protection. Therefore, option D is correct.

The mass timber component provides structural endurance through its large cross section and predictable charring behavior. The noncombustible protection delays heating, ignition, and charring of the protected timber surfaces. Its contribution may be established by testing or by assigned values permitted under IBC Section 722.7. The combined value must equal or exceed the rating required for the building element.

Option A ignores the additional protection contribution. Option B ignores the structural endurance provided by the timber after the protective membrane has performed its assigned function. Option C incorrectly substitutes “finish rating time.” A finish rating measures temperature rise behind a protective membrane and is not automatically the same as the added fire-resistance contribution established for protected mass timber.

Inspection must confirm that the protection system matches the approved calculation or tested configuration, including material type, thickness, layer count, fastening, edge treatment, joints, penetrations, and continuity.

References/Topics: 2021 IBC Sections 703.6, 703.8 and 722.7; protected mass timber performance method and noncombustible protection contribution.