The coordination of benefits provision in group health insurance is designed to reduce duplication of coverage when an individual is covered by multiple insurance plans. It ensures that the total benefits paid by all insurers do not exceed the total amount of the claim. This provision helps coordinate the payment of benefits between primary and secondary insurers.
[Reference: Virginia Life, Annuities, and Health Insurance Code, Section 38.2-3500 (Coordination of Benefits in Group Health Insurance), , , ]
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