Arideris an endorsement or amendment to an insurance policy that modifies its clauses, provisions, or coverage. Riders can add, remove, or alter benefits, such as adding coverage for a specific condition or family members in life or health insurance policies. The term is standard in Oklahoma insurance law and practice.
Option A: Incorrect. An attachment is not a specific insurance term for policy modifications.
Option B: Incorrect. A supplement may refer to additional coverage but is not the standard term for policy endorsements.
Option C: Correct. A rider is an endorsement that modifies policy provisions.
Option D: Incorrect. “Add-on” is not a formal insurance term for policy modifications.
This question aligns with the Prometric content outline under “Provisions, Options, Exclusions, Riders, Clauses, and Rights,” which covers policy endorsements.
[:, Prometric Oklahoma Life, Accident, and Health or Sickness Producer Exam Content Outline (Section: General Knowledge – Life and Health Insurance Provisions)., Oklahoma Insurance Department, Title 36 O.S. § 4001 et seq. (policy provisions)., Standard insurance study guides (e.g., Kaplan, ExamFX) for Oklahoma producer licensing., ]
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