Comprehensive and Detailed Step by Step Explanation:
Accelerated benefits are often triggered by the inability to performactivities of daily living (ADLs), which are standard measures of functional capacity.
Dressing (A), Eating (B), Bathing (C):Correctly identified as ADLs used to assess eligibility for benefits.
Speaking (D):Not classified as an ADL under Maryland insurance definitions or long-term care benefit triggers.
[References:Maryland Accelerated Benefits Guidelines, Long-Term Care Standards, and COMAR 31.09.04., ]
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