GoodCreditLoans is a financial company that wants to create an automated loan approval application. They currently have an application that uses hard-coded logic and manual checks to assess loan applications, generate payment reminders, send marketing emails to potential clients, and create monthly sales reports. The existing application uses these entities: MarketingContact, Equipment, Loan, Reminder, Applicant, SalesReport.

Here are some example rules harvested during rule discovery for the new automated loan approval application:

What two entities are needed to write the loan approval business rules? (Choose two.)