MFA (Multi-Factor Authentication) requires factors from different categories:
Something you know → Password, PIN
Something you have → Smart card, hardware (hard) token
Something you are → Biometric
The correct second factor is a hard token.
A. PIN = something you know (same factor as password).
B. Favorite color = knowledge-based, same factor as password.
D. Mother’s maiden name = weak knowledge-based, same factor as password.
References (CompTIA Network+ N10-009):
Domain: Network Security — Authentication methods, MFA categories.
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