Under the CMS-HCC model, a beneficiary’s risk score (RAF) is intended to represent the expected cost of caring for that individual relative to an average beneficiary. The score is calculated using two primary inputs: (1) the beneficiary’s demographic factors (such as age, sex, Medicaid status/dual eligibility, disability status, and original reason for Medicare entitlement, depending on the model segment), and (2) the beneficiary’s documented disease burden captured through ICD-10-CM codes that map to Hierarchical Condition Categories (HCCs). Those HCCs reflect the person’s health status and severity, with hierarchy rules preventing “stacking” of related conditions and with certain interaction terms in some model versions. Social determinants are not generally described as the defining basis of the traditional CMS-HCC RAF in CDI education, and “family demographics” are not used. The model is not a mortality predictor; it is a cost/risk prediction tool for payment adjustment. Therefore, the best definition is the beneficiary’s individual demographic and health status.