Under Pennsylvania insurance licensing regulations, atemporary insurance producer licensemay be initially issued for a maximum period of180 days. This temporary license is granted at the discretion of the Pennsylvania Insurance Commissioner to ensure continuity of insurance services, most commonly following the death or disability of a licensed producer.
The temporary license allows a designated individual, often a surviving spouse or business representative, to manage existing insurance business while arrangements are made for sale, transfer, or closure of the agency. Temporary licenses are not automatically issued and do not permit unrestricted solicitation unless expressly authorized.
Pennsylvania Life, Accident, and Health Insurance study materials stress that temporary licenses are time-limited and intended solely for business continuity. Extensions beyond the initial period require Commissioner approval and are not guaranteed. Since the maximum initial issuance period is 180 days, option C is the correct and verified answer.
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