Insurance advertising in New Jersey, including advertising placed in local newspapers, is regulated by the New Jersey Department of Banking and Insurance. New Jersey Department guidance cites N.J.S.A. 17B:30-4, which prohibits life and health insurers and producers from making, publishing, disseminating, or placing before the public, including in a newspaper or magazine, an advertisement or statement about insurance or annuities that is untrue, deceptive, or misleading. The Department enforces these advertising standards and can impose penalties for violations. Option A is wrong because an insurer’s marketing department may internally review advertisements, but it is not the regulator. Option B is too general; the Attorney General is not the ordinary insurance-advertising regulator for producer exam purposes. Option C is wrong because the FCC regulates communications infrastructure and broadcast matters, not New Jersey insurance advertising standards in a newspaper. The tested authority is the state insurance department. Reference topics: Insurance Advertising, False or Misleading Statements, Newspaper Advertising, New Jersey DOBI Enforcement.