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IFSE Institute Life License Qualification Program (LLQP) LLQP Question # 69 Topic 7 Discussion

IFSE Institute Life License Qualification Program (LLQP) LLQP Question # 69 Topic 7 Discussion

LLQP Exam Topic 7 Question 69 Discussion:
Question #: 69
Topic #: 7

Arthur is a 79-year-old long-term care (LTC) policyholder whose daughter, Sheila, visits daily to help him get dressed and prepare meals. Sheila wants him to enter a nursing home because he isunable to dress himself. Though he cannot prepare his own meals, he can still feed himself, and once undressed, he can wash himself, seated in the bathtub.

Is Arthur eligible to receive LTC benefits?


A.

Yes, Arthur is eligible because he cannot dress himself or prepare his own meals.


B.

Yes, Arthur is eligible because he is unable to dress himself and he must sit in the bathtub to wash himself.


C.

No, Arthur is not eligible because even though he cannot prepare his own meals, he is able to feed himself.


D.

No, because except for dressing himself, Arthur can perform all the other activities of daily living.


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