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IFSE Institute Life License Qualification Program (LLQP) LLQP Question # 59 Topic 6 Discussion

IFSE Institute Life License Qualification Program (LLQP) LLQP Question # 59 Topic 6 Discussion

LLQP Exam Topic 6 Question 59 Discussion:
Question #: 59
Topic #: 6

Kevin owns a construction business and wants to take out accident and sickness insurance to protect his income in the event of disability. On his application form, he indicated that he had competed in motocross races over the past five years. What requirements does Kevin need to comply with before the insurer can issue the policy?


A.

Kevin only needs to answer the medical questions.


B.

Kevin only needs to specify how often he engages in the sporting activity.


C.

Kevin needs to complete a special questionnaire, as well as specify how often he engages or intends to engage in the sporting activity in the future.


D.

Kevin needs to complete a special questionnaire as well as specify how often he engages or intends to engage in the sporting activity in the future; thus, an exclusion rider may be required by the insurer.


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