IFSE Institute Life License Qualification Program (LLQP) LLQP Question # 21 Topic 3 Discussion

IFSE Institute Life License Qualification Program (LLQP) LLQP Question # 21 Topic 3 Discussion

LLQP Exam Topic 3 Question 21 Discussion:
Question #: 21
Topic #: 3

Samira, a 42-year-old single mother of four, owns an individual disability insurance (DI) policy. Last week, she was hospitalized because of complications from diabetes. She hired an emergency nanny to care for her children until she was healthy enough to resume her normal activities. To her relief, Samira's DI policy contains a special rider that would cover up to $250 per day for these types of expenses.

What is the name of the rider contained in Samira's policy?


A.

Residual disability benefits.


B.

Hospital indemnity rider.


C.

Cost-of-living adjustment.


D.

Childcare rider.


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