This configuration demonstrates a typical IPsec setup for SD-WAN overlays where the hub side requires a manually defined tunnel IP address, and the spoke can be flexibly configured, including interoperability with third-party IPsec devices. As described in the Fortinet SD-WAN Architect Guide: “For some overlays, the tunnel interface IP is configured statically on the hub side, which allows more control over overlay subnetting and facilitates the use of user-defined overlay IP addresses. This approach is also a requirement for compatibility with non-FortiGate endpoints, such as third-party IPsec devices that may not support dynamic address assignment via IKE or proprietary mechanisms.” This enables hybrid SD-WAN environments and advanced designs involving external partners or cloud services. Overlay IP flexibility is critical for route control and segmentation.