Critical Illness Cover (CIC) provides a lump sum payout if the policyholder is diagnosed with a covered illness. The policy specifies which conditions qualify for a payout.
Why is Option C Correct?
Policies list specific illnesses (e.g., cancer, stroke, heart attack) that qualify for coverage.
If an illness is not listed, no payout is made.
Why Not Other Options?
A (Any critical illness) → Policies cover only certain conditions.
B (However caused) → Coverage depends on medical definitions, not just cause.
D (Survive for 12 months) → Most policies require survival for 14-30 days, not 12 months.
Chosen Answer:
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