The customer directing the payment of the money borrowed to an unrelated third party is a red flag for potential money laundering, as it could indicate layering or integration of illicit funds. The other options are not necessarily indicative of money laundering, although they could warrant further monitoring or due diligence depending on the customer profile and risk assessment.
[References:, ACAMS Study Guide for the CAMS Certification Examination, 6th Edition, Chapter 3, page 97, section “Red Flags for Life Insurance Policies”., ACAMS CAMS Certification Video Training Course, Module 3, Lesson 3.2, “Red Flags for Life Insurance Policies”., , , ]
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